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Replacement Cost vs. Market Value


When purchasing or updating your homeowners insurance policy, you’ve likely come across terms like “replacement cost” and “market value.” While these concepts are critical in determining the right insurance coverage, many homeowners struggle to understand their differences and significance. This blog post aims to clarify these terms, explain their importance, and guide you through how… Continue reading Replacement Cost vs. Market Value

Storm Damage and Your Roof: 5 Vital Insurance Insights


When a storm hits, your home’s roof is on the frontline. Understanding how your homeowner’s insurance covers roof storm damage can make all the difference in navigating the aftermath. Here’s what every homeowner needs to know: Understand Your Coverage: Not all homeowner’s insurance policies are created equal. Familiarize yourself with the specifics of your policy… Continue reading Storm Damage and Your Roof: 5 Vital Insurance Insights

Home Insurance vs Home Warranty: Here’s what you need to know!


As a homeowner, you are always looking for the best ways to protect your house and investment. Two of the most commonly misunderstood strategies are home insurance vs home warranty. Many people often confuse both or believe that they can act as substitutes for each other. However, they are entirely different programs designed to cover… Continue reading Home Insurance vs Home Warranty: Here’s what you need to know!