Identity Protection – As the tax season rolls around, so does the increased risk of identity theft. With sensitive information being exchanged more frequently, it’s a prime time for thieves to strike and access your valuable personal data. But fear not, for this blog post is dedicated to arming you with the knowledge and strategies to keep your identity protected as you file your taxes.
Secure Online Filing
Begin by ensuring that any online tax filing service you use is reputable and secure. Look for services that use encryption and are IRS-approved e-file providers. Secure websites can be identified by ‘https://’ in their URL and a padlock icon in the address bar. Avoid sending sensitive information through unsecured email or websites.
Beware of Phishing Scams
Phishing scams are rampant during tax season. Be skeptical of emails, phone calls, or texts that ask for personal information and claim to be from the IRS or other tax-related organizations. The IRS does not initiate contact with taxpayers by these methods to request personal or financial information. When in doubt, contact the IRS directly.
Monitor Credit Reports Regularly
Reviewing your credit reports can help catch signs of identity theft early. You’re entitled to one free credit report per year from each of the three major bureaus — take advantage of it identity protection. If you see accounts or activity you don’t recognize, report them immediately.
Use Strong Passwords and Multi-factor Authentication
Protect your accounts with strong, unique passwords and enable multi-factor authentication whenever possible. This adds an extra layer of security beyond just the password, which can significantly decrease the chances of unauthorized access.
Shred Sensitive Documents
After you’ve filed your taxes, properly dispose of any documents containing personal information. Shredding old tax returns and sensitive documents ensures that identity thieves can’t get their hands on your personal data from the trash.
Tax season doesn’t have to be open season for identity thieves. By taking proactive steps like securing your online filing methods, staying vigilant against phishing attempts, monitoring your credit, implementing strong password practices, and shredding sensitive documents, you can safeguard your identity.
Remember these key identity protection tips and enjoy peace of mind this tax season. Stay safe and secure, and happy filing!
Disclaimer: This article is not expert advice. Limitations and conditions may apply. Please check with your local Independent Insurance Agent for details.
